Auto Insurance

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Getting car insurance can be complicated. There are so many options, so much information, and too many choices.

If you get confused or miss a detail, it may lead to problems down the road and higher costs. Will you be covered? Does your coverage still have time before it expires? Who's responsible for what? Who pays if there's an accident? How much will it cost? And if you don't like what you picked, you must start the whole process all over again.

CPC Insurance, an independent insurance agency dedicated to helping locals save money on their car insurance needs, does all the heavy lifting for you! We survey the entire market for the best coverage at the best rates while checking the small print that may cost you.

Contact us today to see if we can help you with affordable car insurance or even save money on your current policy.

Auto Insurance in Oklahoma City

Auto insurance is your safety net in case of an accident. Simply put, auto insurance is an agreement between a driver and an auto insurance company in which you agree to pay a certain amount monthly/annually and the insurer accepts to foot bills for any loss stated in your policy when it happens.

A good auto insurance provides medical, property ,and liability coverage.

And let's face it, car insurance is a necessity, but it's not something you should put a lot of time or effort into. At CPC Insurance of Greater Oklahoma, we make it quick and easy to obtain auto insurance in Oklahoma City.

Auto Insurance That Meets Your Needs & Budget

Are you looking for the right insurance to fit your needs? CPC Insurance can help shop the whole market for you. From liability claims to comprehensive coverage, CPC Insurance has you covered.

We are here to help and provide the best car insurance in Oklahoma City while saving you money. CPC Insurance will help make sure you are covered with the right amount of auto insurance at an affordable price.

We specialize in providing coverage for:

Liability: Covers harm done to other people's property and any injuries they sustain while in an accident you caused.
Collision: Pays for damages to your vehicle after an accident, regardless of who is at fault.
Comprehensive: Covers damages to your vehicle from events such as fire, vandalism, and flood.
Medical: Pays for medical expenses related to injuries you sustain in an accident.
Uninsured motorist: Pays for damages if you're injured in an accident that's caused by a driver who doesn't have insurance.
And much more.

Call or visit today to find out how much you could save by switching to an independent agency. Our goal is to help our customers with every aspect of their insurance needs. Let CPC insurance put that idea into action today!

There is a difference

You may think you want the cheapest insurance you can find, but cheap isn't everything.

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that properly covers you.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your automobile.

Contact us today, and we will help you protect what matters most.

What’s insurance for, anyway?

Keep in mind that you can’t buy insurance after you have an accident. Carefully considering the position you may be in, if you should ever be in an accident, is important.

Keeping you safe is our number one priority. That means making sure your policy can protect you as much as possible.

Contact us today, we’ll show you your options, recommend the right limits, and make sure you receive the discounts you deserve.

Auto insurance: required and additional protection

Insurance protects you and your assets in case of loss, injury or damage; either caused by you, or by someone else. Auto insurance usually consists of the following protections:

Liability
Collision
Comprehensive

But additional protection may include:

Medical Payments.
Emergency Road Service
Uninsured/Underinsured Motorist Protection.

Why We're Different

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.

After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your automobile.

Contact us today, and we'll help you protect what matters most.

Common Questions About Oklahoma City Auto Insurance

Does insurance cover your car if someone else is driving?

Yes. When you lend your car to someone, it's your insurance policy that will cover the damage if they get in an accident. The driver is responsible for any damages, but the owner of the car is responsible for covering the costs through their insurance.

How does insurance work if someone borrows your car?

When you lend your car to a friend, you lend them more than just your car. You also lend them your car insurance. Anytime someone drives your vehicle with your permission, your car insurance will be the primary coverage in case of an accident.

This means that if a permissive driver gets into an accident, your car insurance will cover the damage to the same extent as though you were driving it.

However there are some restrictions on permissive use depending on state laws, and these restrictions can change the way that your policy responds in the event of an accident.

What is the basic car insurance coverage in Oklahoma?

Oklahoma has basic legal car insurance requirements for all drivers. These include:

Property damage liability - $25k limit per person
Bodily injury liability - $25k limit

If you are not sure whether or not your current policy meets these requirements, ask your agent or company representative.

Does Oklahoma require full coverage?

No, you can get by with basic coverage in Oklahoma. But if you have a loan or a lease on the vehicle, your lender might require you to purchase full coverage.

Can I have out-of-state car insurance in Oklahoma?

No. Oklahoma law requires that you have your auto insurance policy and registration from the same state.

If you're moving to another state, you'll need to update your insurance so it's valid in the new state. This usually means getting a new car insurance policy from a company that does business in your new home state.

There are some exceptions, however. If you're just staying temporarily in another state, your current car insurance policy may still cover you for liability, collision, and comprehensive coverage. However, if you plan to stay long-term or register a car in another state, you'll need to get a new policy from a company that's licensed to sell coverage in the new state.